We have it all or we may refer you out based on what is right for You.
The industry is ever evolving with several types of commercial and home loans available. You may familiarize yourself with them as you work with and we may provide basic information here. Sometimes we have a simple conversation and refer you. We do not specialize in hard money loans but may refer you.
Mortgage Options
Fixed-Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
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Adjustable ARM
Adjustable-rate mortgages include interest payments that shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-i...
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Interest Only
Interest-only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principal, for a specific...but you may also apply towards prinicipal - be sure to understand if a prepayment penalty.
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Portfilo Loans such as
Grant money
Commercial
Farm Loans
New Construction Perm,
AirDna
Bank Statement
Physician Loan
DSCR
investment
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FHA Home Loans Government Backed Loans
FHA home loans are mortgages that are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA Loans "0" down
100% cash out
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low-interest rates and no ...
USDA Loans "0" down
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
Jumbo Loans only 10% down no mortgage insurance ties in with Physician Loan
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in...